https://www.jcoadvisors.com/theforwardthinker daily 0.75 2025-06-24 https://www.jcoadvisors.com/theforwardthinker/choosing-a-fee-only-financial-advisor-in-2025 monthly 0.5 2025-06-24 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/f842cd02-b28e-4f6d-983b-0e925c79ea56/IMG_4744.JPG The Forward Thinker - Choosing a Fee-Only Financial Advisor in 2025 - Make it stand out Go your own way https://www.jcoadvisors.com/theforwardthinker/renting-vs-buying-a-home-in-2025nbsp-the-boise-idaho-market-as-a-case-study monthly 0.5 2025-05-21 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/e3d6edab-1a68-4224-84ec-7f3d400dbf73/IMG_0047.JPG The Forward Thinker - Renting vs. Buying a Home in 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcoadvisors.com/theforwardthinker/retirement-planning-for-federal-employees-how-to-start-and-quick-reference-guide monthly 0.5 2025-02-27 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/2a1136f2-6d7d-4957-b85e-beb92aeb72ab/Boise+mountain+winter+original.jpg The Forward Thinker - Retirement Planning For Federal Employees: How to Start and Quick Reference Guide - Make it stand out Snow-tinged Foothills in Idaho https://www.jcoadvisors.com/theforwardthinker/break-in-case-of-an-emergency-what-to-do-to-help-loved-ones-if-you-manage-your-familys-finances monthly 0.5 2025-01-03 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/685e2ade-ed0a-4d56-a90c-2b60fdc8d6e9/IMG_4611.JPG The Forward Thinker - Break in Case of an Emergency: What to do to Help Loved Ones if You Manage Your Family’s Finances - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcoadvisors.com/theforwardthinker/2025-open-enrollment-season-in-idaho monthly 0.5 2024-11-11 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/adda197b-5845-47b4-b7d7-d8eca11d1c2f/3893D196-DC0F-41BB-928F-2EE4112E5579.JPG The Forward Thinker - 2025 Open Enrollment Season in Idaho - Make it stand out One of the many great things about living in the West. https://www.jcoadvisors.com/theforwardthinker/what-to-do-as-interest-rates-change monthly 0.5 2024-10-09 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/089cc360-aedf-40ef-87d3-5ed7e7d599a1/IMG_4552.JPG The Forward Thinker - What to do as Interest Rates Change - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/3c0e216f-50e6-424c-8315-97f550ab3c85/money+market+funds+chart.jpg The Forward Thinker - What to do as Interest Rates Change - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcoadvisors.com/theforwardthinker/letting-the-garden-grownbsp-persi-base-plan-accounts monthly 0.5 2024-07-11 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/2cfec928-64fd-41fa-a0e9-21fb5927df7d/IMG_4460.JPG The Forward Thinker - Letting the Garden Grow:  PERSI Base Plan Accounts - Make it stand out North End Boise Bounty https://www.jcoadvisors.com/theforwardthinker/inheriting-iras-in-2024-and-beyond monthly 0.5 2024-05-01 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/ecaada39-6706-43c7-a4b5-473cac142671/IMG_4338.JPG The Forward Thinker - Inheriting IRAs in 2024 and Beyond - Make it stand out Spring cheer when reading about RMDs https://www.jcoadvisors.com/theforwardthinker/blog-post-title-two-xeg7d-2esmb monthly 0.5 2024-04-17 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/cdaf32b0-5ec7-445a-b2a7-569b4d8c3273/sun+on+idaho+clouds.jpg The Forward Thinker - A Boring Way to Save Over $100,000 in Taxes - Make it stand out A non-boring Idaho sunset https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/0c0b5856-33cd-47e5-892e-ec13225a4439/%E2%80%8EBlog+table.%E2%80%8E1.jpeg The Forward Thinker - A Boring Way to Save Over $100,000 in Taxes - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcoadvisors.com/theforwardthinker/be-wary-and-curious monthly 0.5 2024-04-17 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/3315df29-3899-46a0-b5e0-52342efc3ac1/teton+barn.jpg The Forward Thinker - Questions to Ask When Shopping for Financial Products - Make it stand out An example of enduring value in the Tetons https://www.jcoadvisors.com/theforwardthinker/tag/PERSI monthly 0.5 https://www.jcoadvisors.com/theforwardthinker/tag/Forward-Thinking+Series monthly 0.5 https://www.jcoadvisors.com/about daily 0.75 2025-01-28 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/843f2cd2-51e0-48fd-9b54-b6271c6b1e71/Ouchley%2CJeremy%282024%29_IMG_0833.jpg About - Make it stand out Jeremy Ouchley, Founder, JCO Advisors https://www.jcoadvisors.com/holistic-financial-planning daily 0.75 2024-02-23 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/fa25ca9a-1117-4570-995a-e4b2a9da6139/JCO+icon+1-10.png Holistic Financial Planning - Estate Planning Estate design Review of existing documents Charitable estate planning Estate settlement advice Trust strategies https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/17f923ff-def6-4813-a730-a5c123c6781e/JCO+icon+1-18.png Holistic Financial Planning - Life Transition Planning – Maybe Retirement, Maybe Not Job/career change financial evaluation and projections Transition timing decisions Savings plan, including 401(k) and IRA contributions Withdrawal planning Social security claiming strategies Small business retirement plan selection https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/af6900fb-4ff3-42d7-8d24-5f1dc61d4a44/JCO+icon+1-9.png Holistic Financial Planning - Taxes Tax bracket optimization, including Roth conversions and loss harvesting Donor advised funds Health savings accounts Tax-optimized education funding (529s, credits) Tax deferral product advice Affordable Care Act tax credit management https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/15abb642-ffa2-423d-9506-a2b869b135c3/JCO+icon+1-12.png Holistic Financial Planning - Healthcare Employee healthcare benefit selection Medicare decisions, including traditional Medicare vs. Advantage and Advantage plan selection Income Related Monthly Adjustment Amount (IRMAA) management Pre-Medicare insurance options, including Exchange plans and COBRA Long term care policy assessment Patient assistance programs, including drug co-pay cards https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/b3aef9d3-ce41-4d0f-9f54-9e180430d0ad/JCO+icon+1-13.png Holistic Financial Planning - Employee Benefits and Equity Compensation Qualified and nonqualified option exercise strategies Restricted stock unit holding plan Deferred compensation plan participation Employee stock purchase plan utilization Compensation negotiation strategies https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/98990656-15c7-4ac9-a179-e032a5000ef3/JCO+icon+1-11.png Holistic Financial Planning - Charitable Giving Strategies Donor advised funds Donation bunching Qualified Charitable Distributions (QCDs) from tax-deferred accounts Advanced trust strategies https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/4f8459ba-b3d5-452a-b8d8-813d2fb5e09f/JCO+icon+1-16.png Holistic Financial Planning - Paying for Education Cost forecasting Savings planning 529 plan implementation Tax credits https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/ec6da2c9-7e40-49f9-af70-d5b08b83655d/JCO+icon+1-14.png Holistic Financial Planning - Investments Asset class allocation Investment selection (primarily ETFs) across all accounts Inheritance and business sale proceeds investment Tax-favored asset location between taxable, tax deferred and tax free accounts Rebalancing https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/2da0fa82-d5ac-439c-bc0a-d0317b15a8c1/JCO+icon+1-15.png Holistic Financial Planning - Risk Management Life insurance needs Assessment of existing policies General property/casualty liability, disability, and long-term care advice Business succession planning insurance tools Coordination of policy purchases https://www.jcoadvisors.com/investment-management daily 0.75 2024-02-23 https://www.jcoadvisors.com/exit-planning daily 0.75 2024-02-23 https://www.jcoadvisors.com/our-process daily 0.75 2024-03-28 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/a895b9cb-f5bc-4e88-9304-32227166c960/Infographic-Design-A+copy.png Financial Planning Process - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcoadvisors.com/fee-options daily 0.75 2025-05-07 https://www.jcoadvisors.com/faq daily 0.75 2025-01-30 https://www.jcoadvisors.com/home daily 1.0 2024-10-09 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/b843f77c-1ae7-406a-bc09-77cbb10a6b3f/JCO+icon+1-3.png Home - Investment Management If you choose to combine investment management with financial planning, we will manage your investment portfolio with a focus on broad diversification, tax and cost efficiency and a long-term mindset. https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/a723da21-205d-462d-b0f0-0595bedc8428/JCO+icon+1-4.png Home - Exit Planning for Entrepreneurs and Executives With twenty years of experience in the sale of businesses and executive transitions, our firm can serve as a strategic advisor to founders and executive equity owners planning for liquidity and role changes. https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/efef7b53-00a7-481c-b177-b854af85d064/JCO+icon+1-2.png Home - Holistic Financial Planning Through a structured and tailored, process, we partner with you to optimize decision-making across all important areas of your financial life, addressing each topic relevant to your situation in the order of importance. As life inevitably changes, we will be there to adapt your plan and answer questions. https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/9bfaeda7-d1d3-4bd7-9404-35f57d1e2bbf/JCO+icon+1-5.png Home - Planning is a Core Service We are a planning-first firm. Working with you, we construct a plan tailored to the areas most important to you and update it as your life and the world inevitably change. We have a fixed annual fee option for ongoing planning services. We also offer project-based planning to address specific questions or issues. https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/0d5cfc3c-1c8e-41a5-a535-8179a10f7df3/JCO+icon+1-7.png Home - Sophisticated, Boutique Service With over twenty years of experience as a business lawyer, we have the experience to go deep on complex issues unique to you. Questions about a private company investment, complicated insurance policy or indecipherable annuity? 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The fiduciary standard is table stakes. https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/80c7ab6c-eed2-4cd5-bd81-fe40e61795de/Untitled+design+%281%29.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/d046cce0-4838-49b3-9271-fed78b28fbfd/Untitled+design.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcoadvisors.com/contact-us-1 daily 0.75 2025-01-28 https://www.jcoadvisors.com/fee-only-fiduciary-advisor daily 0.75 2025-01-30 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/479c3fb2-7427-4633-9c0b-d86c1bc21560/napfa.png What Fiduciary and Fee-Only Mean - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcoadvisors.com/fedretire daily 0.75 2025-02-19 https://images.squarespace-cdn.com/content/v1/656268d5c8c33123bbba7f48/10c2a1b4-68c0-4df3-8ee8-3e3754a0b2a3/FED+GUIDE+THUMBNAIL+75.jpg Federal Employee Retirement Resources - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.jcoadvisors.com/test daily 0.75 2025-06-24